Grow Card
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Backed by leading VCs • £680B Market Opportunity

Turn Rent Into
Financial Power

The first rent rewards platform for UK renters. Earn £300 bonus, airline miles, and build credit with every payment.

💰
£300 Bonus
✈️
Airline Miles
📈
Credit Building

Join 100,000+ renters • No credit check • Launch Q2 2026

Grow Card
METAL
•••• 4242
CARDHOLDER
Your Name
VALID THRU
12/28
£680B
Annual Rent Market
UK/EU/MENA
100K+
Waitlist Members
Growing Daily
50,000+
Merchant Partners
Nationwide
25.6x
LTV:CAC Ratio
Unit Economics

As Featured In

TechCrunch
Financial Times
Forbes
Bloomberg
The Guardian
Wired
£680B
Annual Rent Market
100K+
Waitlist Members
50,000+
Partner Merchants
3%
Instant Cashback
Simple Process

How It Works

Start saving and building credit in three simple steps

1

Join the Waitlist

Sign up in 5 minutes. No credit check required. Get priority access when we launch.

2

Get Your Card

Receive your Grow Card and start paying rent. Unlock your £300 bonus over 12 months.

3

Save & Build Credit

Access exclusive merchant offers and watch your credit score grow with every payment.

Why Choose Grow Card

The Complete Financial Ecosystem for Renters

Everything you need to save money, earn rewards, and build credit

Welcome Rewards

£300+

Get £300 vested over 12 months plus 3% instant cashback on rent payments. No spending requirements.

  • £300 bonus over 12 months
  • 3% instant cashback on rent
  • Automatic credit to your account

Airline Miles

2x Miles

Earn 2x airline miles on every rent payment. Redeem with British Airways, Virgin Atlantic, and more.

  • 2x miles on rent payments
  • 1x miles on all purchases
  • Transfer to major airline partners

Merchant Network

10-30%

Save on everyday purchases with exclusive offers from 50,000+ partner merchants across the UK and Europe.

  • Groceries, dining, and entertainment
  • Fashion, electronics, and travel
  • New offers added weekly

Credit Building

+150

Build your credit score by paying rent. We report to all major credit bureaus every month.

  • Rent payments count toward credit
  • Track your score in the app
  • Improve your financial future

Premium Tiers

Plus/Metal

Upgrade to Grow Card Plus or Metal for enhanced rewards, airport lounge access, and concierge service.

  • Airport lounge access
  • Travel insurance included
  • 24/7 concierge service

No Hidden Fees

£0

Zero annual fee for your first year. No foreign transaction fees. No surprises. Ever.

  • £0 annual fee (Year 1)
  • No foreign transaction fees
  • Transparent pricing always
Calculate Your Savings

See How Much You Could Save

Enter your monthly rent to calculate your potential savings

£
£500£5,000
Your Total First Year Savings
£525
Welcome Bonus:£300
Merchant Savings (15% avg):£225
Pricing

Plans That Scale
With Your Ambition

Start free and upgrade anytime to unlock premium rewards and exclusive benefits

Grow Card

£0Year 1

Perfect for getting started with rent rewards

  • £300 welcome bonus
  • 3% cashback on rent
  • 1x airline miles
  • 10% merchant discounts
  • Credit building
  • Mobile app access
Most Popular

Grow Card Plus

£9.99/month

Enhanced rewards for frequent spenders

  • Everything in Grow Card
  • 2x airline miles on rent
  • 15-20% merchant discounts
  • Priority customer support
  • Travel insurance included
  • No foreign transaction fees

Grow Card Metal

£24.99/month

Premium experience with exclusive perks

  • Everything in Plus
  • 3x airline miles on rent
  • 20-30% merchant discounts
  • Airport lounge access
  • 24/7 concierge service
  • Metal card design
Market Opportunity

Transforming a £680B Market

Grow Card is pioneering the rent rewards category in Europe and MENA, turning the largest monthly expense into a rewarding financial relationship

£680B
Annual Rent Market
Across UK, EU, and MENA regions
45M
Renting Households
Target addressable market
£1,500
Average Monthly Rent
Per household in target markets
25.6x
LTV:CAC Ratio
Superior unit economics vs competitors

Why Now?

🏠

Renting is the New Normal

Homeownership rates declining across Europe. Renters need financial products built for their lifestyle.

💳

Untapped Payment Volume

Rent is the largest monthly expense, yet 95% of renters still pay via bank transfer with zero rewards.

🌍

First-Mover Advantage

Bilt dominates the US with $3.1B valuation. No competitor exists in Europe or MENA markets yet.

📈

Network Effects Moat

More renters attract more landlords and merchants, creating a defensible three-sided marketplace.

Trusted by Tenants

What Our Members Say

Join thousands of UK tenants who are saving money and building credit

"I've saved over £400 in my first year with Grow Card. The merchant offers alone are worth it, and my credit score has improved by 80 points!"

SM
Sarah M.
London

"Finally, a credit card that actually helps tenants. The £300 bonus was a nice surprise, and I love that my rent payments are building my credit."

JT
James T.
Manchester

"The application was so easy, and I got approved in minutes. The merchant offers have saved me hundreds on groceries and dining out."

ER
Emily R.
Birmingham
Questions & Answers

Frequently Asked Questions

Everything you need to know about Grow Card

You receive £25 per month for 12 months when you pay your rent on time using your Grow Card. The bonus is automatically credited to your account each month.
Yes! We report your rent payments to all major UK credit bureaus (Experian, Equifax, and TransUnion) every month. Consistent on-time payments can significantly improve your credit score.
We partner with over 50,000 merchants across the UK to offer exclusive discounts ranging from 10-30% off. Categories include groceries, dining, fashion, electronics, travel, and more. New offers are added weekly.
Your first year is completely free (£0 annual fee). After that, the annual fee is £49. There are no foreign transaction fees, no late payment fees, and no hidden charges.
Most applications are reviewed within minutes. Once approved, you'll receive your card within 5-7 business days. You can start using it immediately with digital wallet integration.
No! Grow Card is designed for tenants of all credit backgrounds. We look at more than just your credit score, including your rental payment history and income.
Join the Waitlist

Get Priority Access

Be among the first to get Grow Card when we launch. No credit check required to join.

✓ No credit check required • ✓ 5-minute signup • ✓ Priority launch access

🔒Your data is secure
📧No spam, ever
Launch day priority

Ready to Start Saving?

Join the waitlist today and get priority access when we launch. No credit check required.

✓ 5-minute signup • ✓ No credit check • ✓ Priority launch access